FHA loans with low down payment and flexible credit requirements. Arthur Kourouvacilis, NMLS 1828317, helps first-time and repeat buyers get approved fast at Home1st Lending.
FHA Loans | Low Down Payment Mortgage | Arthur Kourouvacilis
FHA loans with low down payment and flexible credit requirements. Arthur Kourouvacilis, NMLS 1828317, helps first-time and repeat buyers get approved fast at Home1st Lending.
FHA Loans Your Gateway to Homeownership
What Are FHA Loans?
Quick Qualification Check
FHA Loan Requirements
Credit Score
Debt Ratios
Down Payment
2026 FHA Loan Limits
Most Areas
High-Cost Areas
Alaska, Hawaii, Guam & USVI
FHA Loan Benefits
Frequently Asked Questions
Ready to Get Started?
LOAN PROGRAMS
Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.
FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.
Get personalized FHA loan options with no impact to your credit score.
FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.
See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.
Get answers to the most common questions about FHA loans
Let us help you navigate the FHA loan process and find the perfect home financing solution.
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- {mobileMenuOpen && LOAN PROGRAMS FHA Government Insured FHA Loans Your Gateway to Homeownership Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers. Get Pre-Approved Check Eligibility What Are FHA Loans? FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers. Quick Qualification Check Get personalized FHA loan options with no impact to your credit score. Check My Eligibility FHA Loan Requirements FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people. Credit Score Debt Ratios *Subject to AUS Approval Down Payment Minimum Required 3.5% Gift Funds 100% OK Down payment can come entirely from gift funds from family members. 2026 FHA Loan Limits FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type. Most Areas High-Cost Areas Alaska, Hawaii, Guam & USVI FHA Loan Benefits See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey. Frequently Asked Questions Get answers to the most common questions about FHA loans Ready to Get Started? Let us help you navigate the FHA loan process and find the perfect home financing solution. Contact Us Today © {branding.privacyPolicyUrl && Privacy Policy
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